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Learn how to set financial goals, create a budget, downsize your debt, and understand your credit report and score. We’ll explain how to best prepare yourself for home ownership, what to expect in the mortgage loan process along with learning the different types of loans available and mortgage loan application criteria. Learn about the steps in the home buying process including shopping for a home, making an offer, the closing period and home buying professionals that will assist you along the way. In addition, learn about local programs available to first-time home buyers and the criteria that must be met to qualify for those programs. This workshop satisfies half of the 6-hour education requirement for obtaining the Home Buyer Education Certificate.

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